:root{
  --brand:#300c94;
  --brand-dark:#22076e;
  --accent:#fae105;
  --ink:#111827;
  --muted:#4b5563;
  --soft:#f6f7fb;
  --soft-2:#eef2ff;
  --line:#e5e7eb;
  --card:#ffffff;
  --link:#0b63ce;
  --ok:#16803a;
  --warn:#a15c00;
  --shadow:0 12px 30px rgba(17,24,39,.08);
  --wrap:1180px;
  --wide:1500px;
  --edge:22px;
  --radius:18px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
html,body{margin:0;padding:0;max-width:100%;overflow-x:hidden}
body{
  font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.55;
  overflow-wrap:anywhere;
}
img{max-width:100%;height:auto}
a{color:var(--link)}
a:hover{text-decoration-thickness:2px}

.skip-link{
  position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden;
}
.skip-link:focus{
  left:12px;top:12px;width:auto;height:auto;background:#fff;color:#000;z-index:99;
  padding:10px 12px;border:3px solid var(--accent);border-radius:10px;
}

.site-header{background:var(--brand);color:#fff;border-bottom:4px solid var(--accent)}
.header-inner{
  width:min(var(--wide),calc(100% - (var(--edge)*2)));
  margin:0 auto;
  display:flex;
  gap:18px;
  align-items:center;
  padding:12px 0;
}
.brand-link{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;min-width:0}
.site-logo{width:min(232px,62vw);height:auto;display:block;flex:0 0 auto}
.brand-text{font-weight:800;letter-spacing:-.2px;white-space:normal;font-size:15px;line-height:1.2}
.nav{margin-left:auto;display:flex;gap:8px;align-items:center;justify-content:flex-end;flex-wrap:wrap}
.nav a{
  color:#fff;text-decoration:none;font-weight:700;font-size:14px;line-height:1.2;
  padding:8px 10px;border-radius:999px;
}
.nav a:hover,.nav a[aria-current="page"]{background:rgba(255,255,255,.15);text-decoration:none}
.nav .nav-pill{border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.10)}

.wrap{width:min(var(--wrap),calc(100% - (var(--edge)*2)));margin:0 auto;padding:22px 0}
.wrap-wide{width:min(var(--wide),calc(100% - (var(--edge)*2)));margin:0 auto;padding:22px 0}
.breadcrumb{font-size:13px;color:var(--muted);margin:0 0 14px}
.breadcrumb a{color:var(--muted);text-decoration:none}
.breadcrumb a:hover{text-decoration:underline}

.hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);gap:20px;align-items:stretch}
.hero-simple{display:block}
.hero-card,.side-card,.section,.card,.notice,.table-wrap{background:var(--card);border:1px solid var(--line);border-radius:var(--radius)}
.hero-card{padding:22px;box-shadow:var(--shadow);background:linear-gradient(180deg,#fff,#fbfbff)}
.side-card{padding:18px;box-shadow:var(--shadow)}
h1,h2,h3{line-height:1.18;margin:0 0 10px;letter-spacing:-.2px}
h1{font-size:clamp(30px,4vw,46px)}
h2{font-size:clamp(22px,2.2vw,30px)}
h3{font-size:20px}
p{margin:0 0 12px}.lede{font-size:clamp(17px,1.5vw,20px);color:#273044;margin-bottom:16px}.muted{color:var(--muted)}
.kicker{display:inline-block;font-weight:800;color:var(--brand);background:var(--soft-2);padding:6px 10px;border-radius:999px;margin-bottom:12px;font-size:13px}

.hero-image{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:12px;box-shadow:var(--shadow);margin-bottom:14px}
.hero-img{display:block;width:100%;border-radius:14px;aspect-ratio:3/2;object-fit:cover;background:var(--soft)}
.logo-note{font-size:13px;color:var(--muted);margin-top:8px}

.quick-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:18px}
.card{padding:16px;min-width:0}.card h3{font-size:18px;margin-bottom:6px}.card p{font-size:15px;color:#374151}.card ul{margin:8px 0 0;padding-left:20px}.card li{margin:5px 0}
.section{padding:20px;margin-top:20px}.section.soft{background:var(--soft)}.section.brand{background:linear-gradient(180deg,#fff,#f8f7ff)}
.two-col{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.three-col{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.four-col{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}

.chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:10px}.chip{display:inline-block;text-decoration:none;border:1px solid var(--line);background:#fff;color:#111827;padding:10px 12px;border-radius:999px;font-weight:800;font-size:14px;line-height:1.25}.chip:hover{text-decoration:none;border-color:#b9c7ff;background:#fbfcff}.chip.primary{background:var(--brand);color:#fff;border-color:var(--brand)}
.btn-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}.btn{display:inline-block;background:var(--brand);color:#fff;text-decoration:none;border-radius:12px;padding:11px 14px;font-weight:800;border:1px solid rgba(0,0,0,.06);line-height:1.25}.btn:hover{text-decoration:none;filter:brightness(.95)}.btn.secondary{background:#fff;color:var(--link);border-color:#bcd7ff}.btn.safe{background:var(--ok)}

.notice{padding:14px 16px;background:#fffdf2;border-color:#f0dda1}.notice strong{color:#5d3b00}.notice.info{background:#f4f8ff;border-color:#cfe0ff}.notice.good{background:#f2fbf5;border-color:#c9ecd3}.notice p:last-child{margin-bottom:0}

.table-wrap{overflow-x:auto;padding:0;margin-top:12px}table{width:100%;border-collapse:collapse;min-width:720px;background:#fff}th,td{border-bottom:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}th{background:#f4f6fb;font-weight:800}td{color:#374151}tr:last-child td{border-bottom:0}

.compare-diagram{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:14px}.diagram-box{border:1px solid var(--line);border-radius:16px;background:#fff;padding:14px}.diagram-title{font-weight:900;color:var(--brand);margin-bottom:8px}.bar{display:flex;align-items:center;gap:10px;margin:8px 0}.bar span:first-child{width:110px;font-weight:700;font-size:14px}.bar-line{height:12px;background:linear-gradient(90deg,var(--brand),#8aa7ff);border-radius:999px}.bar small{color:var(--muted)}

.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 14px;margin:10px 0}.faq summary{cursor:pointer;font-weight:900}.faq p{margin:9px 0 0;color:#374151}

.ad-slot{margin:20px 0;padding:14px;border:1px solid var(--line);border-radius:16px;background:#fff}.ad-label{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:8px}

.site-footer{margin-top:24px;background:#eef0b7;border-top:1px solid rgba(0,0,0,.12);color:#111}.footer-inner{width:min(var(--wide),calc(100% - (var(--edge)*2)));margin:0 auto;padding:18px 0;text-align:center}.footer-links{display:flex;justify-content:center;gap:10px 14px;flex-wrap:wrap;margin-bottom:10px}.footer-links a{color:#111;font-weight:800;text-decoration:none}.footer-links a:hover{text-decoration:underline}.fine-print{max-width:1050px;margin:0 auto;color:#1f2937;font-size:13px}.fine-print p{margin:6px 0}.year{white-space:nowrap}

@media (max-width:1050px){.hero{grid-template-columns:1fr}.quick-grid,.three-col,.four-col{grid-template-columns:repeat(2,minmax(0,1fr))}.header-inner{align-items:flex-start;flex-direction:column}.nav{margin-left:0;justify-content:flex-start}.compare-diagram{grid-template-columns:1fr}}
@media (max-width:720px){:root{--edge:16px}.quick-grid,.two-col,.three-col,.four-col{grid-template-columns:1fr}.hero-card,.section,.side-card{padding:16px}.nav a{font-size:13px;padding:7px 9px}.brand-text{font-size:14px}.site-logo{width:min(210px,72vw)}.btn,.chip{width:100%;text-align:center}.footer-links{display:grid;gap:8px}.bar{align-items:flex-start;flex-direction:column}.bar span:first-child{width:auto}}